Category: Business Card Companies

Is tipping getting out of control? Many consumers say yes

Across the country, there’s a silent frustration brewing about an age-old practice that many say is getting out of hand: tipping.

Some fed-up consumers are posting rants on social media complaining about tip requests at drive-thrus, while others say they’re tired of being asked to leave a gratuity for a muffin or a simple cup of coffee at their neighborhood bakery. What’s next, they wonder — are we going to be tipping our mail carriers and dentists, too?

As more businesses adopt digital payment methods, customers are automatically being prompted to leave a gratuity — many times as high as 30% — at places they normally wouldn’t. And some say it has become more frustrating as the price of items has skyrocketed due to inflation, which eased to 6.5% in December but still remains painfully high.

“Suddenly, these screens are at every establishment we encounter. They’re popping up online as well for online orders. And I fear that there is no end,” said etiquette expert Thomas Farley, who considers the whole thing somewhat of “an invasion.”

Unlike tip jars that shoppers can easily ignore if they don’t have spare change, experts say the digital requests can produce social pressure and are more difficult to bypass. And your generosity, or lack thereof, can be laid bare for anyone close enough to glance at the screen — including the workers themselves.

Dylan Schenker is one of them. The 38-year-old earns about $400 a month in tips, which provides a helpful supplement to his $15 hourly wage as a barista at Philadelphia café located inside a restaurant. Most of those tips come from consumers who order coffee drinks or interact with the café for other things, such as carryout orders. The gratuity helps cover his monthly rent and eases some of his burdens

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Japan Companies Turn to Apple Waste to Make Eco-Friendly Leather

The Yomiuri Shimbun
A customer looks at products made of apple leather at the Yurakucho Marui department store in Chiyoda Ward, Tokyo.

Faux leather is nothing new, but leather made from apple waste has been drawing the attention of both companies and consumers.

Frequently referred to as apple leather, the material has been used in various commercial products overseas as a result of people becoming more environmentally conscious, as well as U.N.’s sustainable development goals. Progress has also been made in Japan to develop the material commercially.

Bags and wallets made of Italian apple leather were on display at a recent sales event at the Yurakucho Marui department store in Chiyoda Ward, Tokyo.

“It’s indistinguishable from real leather,” said university student Taiga Matsumoto, 20, who came to the event. “If the functionality and design are the same, I’d choose the one that is more eco-friendly.”

The products were created by bag and accessory company Lovst Tokyo.

“If you use faux leather made from plants, there will be less livestock production, leading to less carbon dioxide emissions,” said Kaito Karasawa, 31, president of the Tokyo-based company. “Many people choose [these products] as a way to help the environment.”

Apple leather is considered an ethical product as it is manufactured with the environment and people in mind. The products have recently been drawing attention as there is more interest in climate and human rights issues.

As the plant-based leather is made from dried apple cores and pomace that have been crushed and mixed with resin and other materials, it leads to less food waste. Apple leather is light and can stretch, and the texture is very similar to animal leather.

In recent years, progress is being made

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Pitney Bowes Comments on Hestia Actions

STAMFORD, Conn.–(BUSINESS WIRE)–Pitney Bowes (NYSE:PBI, the “Company” or “Pitney Bowes”), a global shipping and mailing company that provides technology, logistics, and financial services, today acknowledged receipt of Hestia Capital’s (“Hestia”) notice of nomination of seven director candidates, constituting a majority slate of director candidates, to the Pitney Bowes Board of Directors (the “Board”) in connection with the Company’s upcoming annual meeting of shareholders.

Consistent with its fiduciary duty to shareholders and the Company’s governing documents, the Board will review any properly noticed nominations in due course. Shareholders are not required to take any action at this time.

The Board and management team have engaged in an open and good faith dialogue with Hestia over many months. Contrary to Hestia’s assertion, Pitney Bowes is always interested in considering well-qualified candidates to join the Board. Moreover, the Board offered to appoint two candidates proposed by Hestia to the Board in December. However, Hestia was unwilling to reach a reasonable compromise. Instead, both their current and prior public announcements demonstrate that they are more interested in fighting than in engaging in constructive conversations to benefit all shareholders, not just themselves. Furthermore, throughout discussions with Hestia, they demonstrated a fundamental misunderstanding of the Company and have failed to articulate a strategy that would justify ceding control of the Company to them.

Pitney Bowes will continue to seek the right path forward that is in the best interests of all shareholders, including potential additions of well qualified candidates to the Board of Directors. The Company will not let Hestia’s unwillingness to seek common ground stand in the way.

The Board and management team remain focused on delivering sustainable future value for all stakeholders and executing the strategy of the Company. As CEO over the past decade, Mr. Lautenbach has overseen and directed fundamental

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Crisp Acquires Meal Box Business De Krat

The Dutch app-based supermarket Crisp has acquired the meal box business De Krat.

The acquisition, which Crisp announced in a LinkedIn post on Monday (Jan. 23), will allow the two companies to pool their resources to better serve their customers.

Both businesses operate in the Netherlands with a heavy emphasis on short, local supply chains. For now, they will retain separate brand identities and websites, but “in time, we will really make it one brand,” Eric Klaassen, Crisp’s co-founder, said in an interview with

For Crisp, the deal marks the second time the company has strategically purchased another company to benefit from business synergies, having acquired the food supplier Eetfabriek in October.

In the case of Eetfabriek, Crisp gained full ownership over a major supply chain partner, helping it to bring more of its food procurement in-house.

Through the latest merger, the grocery app will be able to add meal boxes to its offering. In turn, De Krat customers will be offered the chance to add additional items from Crisp’s inventory to their scheduled boxes.

As Klaassen commented in a article, “as a meal box user, you now have the assortment of an entire supermarket at your disposal. And vice versa, with your grocery shopping you can add the option to always have all ingredients delivered at home for your weeknight meals.”

Beyond being able to diversify its offering, De Krat will also benefit from Crisp’s logistics capacity. Whereas De Krat previously worked with external distribution partners, from now on, Crisp will handle meal box deliveries using its increasingly electrified fleet, the article said.

What’s more, by joining forces with Crisp, the possibility of expanding De Krat’s service to Belgium also opens up.

Although there are no plans to expand beyond the Netherlands immediately, according

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10 Adtech Companies That Are Trying to Preserve Ad Targeting and Measurement

  • Privacy policies from tech giants like Apple have taken a heavy toll on the ad industry’s revenue.
  • New laws in Europe and the US, and coming restrictions from Google, will soon make an even bigger impact.
  • But some new tech promises to restore digital advertising’s targeting and measurement capabilities.

The digital ad industry is scrambling as consumer anti-tracking policies from big tech companies like Google and Apple and privacy regulations across the world have already started to wipe out ad revenue.

McKinsey has said that the publishers rely on targeted ads for 80% of their revenue. By one estimate, Apple’s 2021 app tracking privacy change alone was expected to erase $16 billion in revenue from the world’s biggest digital ad companies last year.

The industry is racing to invent new tech that can help preserve online advertising. But that’s easier said than done, as even Google has failed so far to figure out how to target and measure digital ads in a way that also respects consumer privacy.

“As every year progresses, it’s much more of an existential issue for the ad industry than the year prior,” said Anthony Katsur, CEO of IAB Tech Lab, an ad industry trade group. Two of the IAB Tech Lab’s biggest priorities for 2023 are meant to figure out how digital advertising can thrive while being respectful of consumer privacy. “Privacy will be the issue of our time for the next five years,” Katsur added.

The ad industry has pinned its hopes on three types of solutions to solve the loss of cookies online, according to multiple experts.

The first are contextual solutions, which let advertisers find people based on the content they’ve consumed online. A food brand, for example, can target ads at people reading an online recipe.

Second are cleanrooms, which

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Beautiful Plastic Business Cards A Show Of Class In Business

Axiom Print Boss Made This Statement on the Social Media Platform

Whether kick-starting a small business or planning to grow an already existing one, the place of branding cannot be overemphasized. Everyone loves well-packaged product as a show of quality and standard. But most newbie entrepreneurs usually relegate branding in their business, thereby reducing their chances of getting a fair share of the market. The owner of Axiom print has explained how to brand a business through various means, including quality Plastic Business Cards. To learn about branding and business card printing, listen to the owner of a high-ranking printing company.

“Welcome to Axiom print, a printing and business branding company with the best brain in terms of human capital. We are a group of experienced branding experts with graphic, design, and printing skills. Axiom print has the best graphic designers that can communicate the strength of every business to the intended customers. Letting people know the quality standard behind a business is one way to increase its popularity. That is why we offer different printing and branding services. We offer printing services useful to thousands of businesses out there. Our White Plastic Business Cards printing comes with untold quality assurance and beauty,” Said Axiom print boss.

“We provide tailored printing service to all our customers at Axiom Print. On-demand printing through express service, quality control, and customized and personalized services are our mainstays, and we are ready to do more. We ensure that our clients have their business presented to the target audience subtly and professionally. That is why we have introduced Plastic Business Card Printing with a design that compels and reveal the quality standard of a business. More so, Axiom print has been in the business of printing branded materials for years, which made it easier

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Earnings preview: Payments companies face up to 4Q

As card giants, payments processors and fintechs report quarterly results in coming weeks, the reports will show how a difficult economy has impacted their customers.

Over the next five weeks, card issuers and networks, fintechs and payments processors will share key data on consumer spending and payment volume, credit metrics such as delinquencies and charge-offs, merchant and bank technology trends — all of which is colored by inflation, rising interest rates and concerns of higher unemployment. 

For instance, PayPal is expected to be impacted by consumers’ discretionary spending pullback and the stagnation of e-commerce. If small business owners are hurting, that could affect merchant service providers including Block’s Square and Fiserv’s Clover. 

At card issuers American Express and Discover, inflation and rising interest rates may result in higher charge-off rates and delinquencies.

Visa, Mastercard, Amex, Discover

As consumer demand declined in the fourth quarter, consumer payments volume growth slowed for credit and debit card issuers, suggesting the biggest U.S. card networks, Visa and Mastercard will also be negatively impacted. Those card networks report their quarterly earnings Jan. 26.

Visa and Mastercard are likely to report slower volume growth for the quarter, although consumer spending remained somewhat healthy, Bank of America analyst Jason Kupferberg wrote in a Jan. 19 note to investor clients.

The two likely benefited from rising cross-border activity during the quarter, and foreign exchange volatility potentially bolstered cross-border revenue for Visa in particular, Kupferberg said.

Discover Financial Services was the first card company to report Q4 earnings on Jan. 19. Its net charge-off rate ticked up to 2.13% in the quarter.

“Consumers are starting to significantly increase their revolve rates, likely indicating pressure,” Oppenheimer & Co. analyst Dominick Gabriele wrote in a Jan. 18 note to investor clients.

Discover also increased its credit loss provisions to $883 million

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CoreCard: Potential Buyout (NYSE:CCRD) | Seeking Alpha

Close up of a woman


CoreCard (NYSE:CCRD) is a $279m market cap company providing software, consulting and processing services to credit card issuers. In 2018, the company struck a deal to license its software to Goldman Sachs (GS) which manages theSpecial Situation Investing

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Hire A Great Moving Company So You Can Be Worry-Free


You might not always want to admit that something is too hard for you to do alone, but when you admit that moving is not something that you can take on by yourself, your life will be much easier. You might have been dreading moving across the country because you thought that it would be a lot of work and cause a lot of stress. But, once you hire a moving company, most of the work will get done for you and you can focus on the positive things about the move.

Use A Moving Company to Save Time

You will save a lot of time when you use a moving company, especially if you ask it to box up all of your things for you. But, even if you just have it carry everything out to the vehicle and then drive it to your new place, you will still save time. And, it will be good to know that there is one less thing for you to do when you are trying to get everything ready for the move.

Hire Movers to Make Sure Your Things Don’t Break

Another reason why it is good to hire movers is that they will be careful with all of your things. They know more about how to pack than you do, and they will get everything boxed up and put into the vehicle well. And, many moving companies will pay for any items that they do break so you don’t have to be worried when they are dealing with your things.

The Movers Will Make The Transition Easy

There are many ways that the movers will make the transition easy on you, and one of the ways that they will do that is simply by taking over the physical work that Read More ...

Kinds Of Businesses And Types Of Business Organizations

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We are J&M IT Solutions LLC located next door to Whim Wham Vapes and would like to be added to your business index. We tried the usual … Read More ...