SouthWorks/ Getty Images; Illustration by Austin Courregé/Bankrate
Business credit cards are valuable tools that can help entrepreneurs and business owners manage cash flow and cover large expenses. Many business credit cards rely on personal credit checks or personal guarantees to ensure responsible card use; however, if you’re hesitant about the impact of a credit check on your personal credit score, there are a few business credit cards you can access without personal credit checks.
Just be aware that issuers may place additional restrictions to limit their risk without a personal credit check. For example, business cards with no personal credit check often come as charge cards. These must be paid off in full each month, limiting risk to the issuer, but the inability to carry a balance may make the card less appealing to you as a business owner.
With that in mind, here are some of the best business credit cards with no personal credit check.
Comparing the best business cards with no personal credit check
Card name | Best for | Highlights | Bankrate score |
---|---|---|---|
Brex Card | Earning rewards |
|
5.0 |
Ramp Visa® Corporate Card | Business management tools |
|
N/A |
Stripe Corporate Card | Stripe customers |
|
N/A |
Emburse Cards | Variety of card options |
|
N/A |