Efficient PTAC Repair in NYC: Keeping Your Spaces Comfortable

If you’re a business owner or resident in the bustling city of New York, you understand the importance of maintaining a comfortable indoor environment. In the heart of the urban jungle, where temperatures can fluctuate dramatically, having a reliable PTAC (Packaged Terminal Air Conditioner) system is crucial. However, like any other equipment, PTAC units may encounter issues over time, necessitating prompt attention. This is where professional PTAC repair in NYC comes into play, ensuring that your heating and cooling systems operate seamlessly year-round. PTAC units are a popular choice for many businesses and residential spaces in New York City due to their versatility and efficiency. These units provide both heating and cooling, making them ideal for maintaining a comfortable atmosphere regardless of the weather outside. However, just like any mechanical system, PTAC units may experience malfunctions, from faulty thermostats to refrigerant leaks. In the heart of the city that never sleeps, a malfunctioning PTAC unit can be a serious inconvenience. That’s why having access to reliable PTAC repair services in NYC is essential. Skilled technicians with expertise in diagnosing and resolving PTAC issues can make all the difference in restoring comfort to your space. When it comes to PTAC repair in NYC, it’s crucial to address issues promptly to avoid disruptions to your daily operations or home life. Regular maintenance is also key in preventing potential problems, ensuring that your PTAC unit operates efficiently and has a longer lifespan. Whether you operate a commercial space or reside in a bustling apartment, partnering with a reputable PTAC repair service in NYC ensures that your heating and cooling needs are met promptly and professionally. In conclusion, investing in the maintenance and timely repair of your PTAC units is a wise decision for any NYC business or resident. By entrusting your heating and … Read More ...

I Found a Second Job

Of course I know what happens in this city, we have tourists come here from all over the world and we entertain them however they want. It is Disney World for grown up people and of course we know that adults like sex. At any rate I recently learned about the escorts in salt lake city, although not as the person paying for it. In this case I am pretty sure that I am about ten tax brackets under the income required for this. This girl is incredibly beautiful and apparently she is already quite wealthy. I suspect that she must have shoeboxes full of cash in her closet to be honest. I am sort of her man servant it seems. She lets me stay in her guest house, which is bigger than the last apartment I had without the roommate drinking my beer. I drive her pick up truck when she has me run errands. When she is working I drive her around in a stretched Cadillac Escalade.

In fact she gave me a real interview when I applied for the job, but she apparently knew that I could kick a door in. I was in the Military Police when I was in the Army. She took me out behind her house in the desert and showed me four pistols. One of them was a really vintage Model 1911, I picked it up and hit five of the six bottles she had set up. She picked up another of the pistols and dropped the other. Then she sunbathed and made me swim laps in her pool to see how long I could do. The first time I worked we waited for a private jet to land. The guy had his own bodyguard and the two of us sat … Read More ...

We Have a Real Soap Opera at Work

There has always been drama on the upper floors of this place, there are two families who own most of the stock in the company. Neither has enough to fully control things, there are some other people who get to decide who to side with when it gets down to it. At any rate one faction has been trying to get rid of the president and they seem to have invented a scandal for the purpose. They started by hiring a woman who used to work for a las vegas asian girls, at least that is what the police seem to say. She must be around forty now I would guess and she managed to do exactly what they wanted her to do. The problem turns out to be that no one really cared. It turned out that he and his wife have been separated for a few months and never bothered to tell anyone about it.

Of course cheating on your wife is only a big deal if the wife cares about it. They seem to have made all the arrangements for an amicable (at least from the outside) divorce. The president was not the one who got the police involved, instead it was the former escort. She made a deal and did pretty much exactly what they wanted her to do, but without the desired result. So they foolishly decided that they did not have to pay. Right now we have a whole lot of people pointing their finger at other people, who just coincidentally happen to be their closest relatives. The reason is obvious, aside from the embarrassment. If you get caught doing it then it is probably some sort of crime and you have to get kicked out of the board for the sake of … Read More ...

Cultural Communication In The Workplace And Beyond

Welcome to the premium services of Business Standard brought to you courtesy FIS. In many instances loved ones members are disinterested in running the firm or do not have the business understanding and abilities to do so. In these instances they frequently wish to sell the family members firm to acquire its wealth. Some Western banking and insurance coverage firms have been patiently persevering over the last couple of years, softly reestablishing themselves in the country and waiting for the likelihood to jump back in, when sanctions are eased and foreign business permits permitted. Create the letter utilizing a regular business writing format only and choose a font such as Times New Roman, best for letter writing. Merchant Circle , Thumbtack , and other equivalent internet sites permit you to list your business locally for free of charge.

We look forward to functioning with you in the coming year and hope our business connection continues for several years to come. Don’t be concerned though, it really is nonetheless one particular of the lowest investment business suggestions you can imagine! In this economy, businesses are hungry for business and will operate with you to locate typical ground. Very first of all, you have to select a name for your business and open a bank account (Existing account) with that name. Business credit and business credit rating will help you obtaining finance from banks, financial institutes, and men and women. Hi there, I began my baking business from property with about R50 (equals about $9).
BusinessRead More ...

Ooma Vs. Vonage—Which Is Best?

Whether or not the letter is informal or formal, business or private, it is crucial to discover the ideal ending for your communication. The core business will be the sale of ice cream and soft drinks to those waiting to ride on the Victoria Tram. For these who aren’t familiar with this term, a contract roaster will roast in a wholesale capacity for your business. Email a copy of your flyer to friends and loved ones, and ask them to spread the word about your new business. Package 4 – $999This is for a little Furniture store / Department Store / Big Retailer – Consists of approximately 2-four hours of 360 Panorama Photography with up to 40 scenes of your business interior. The more you know about higher-ticket scrap materials, the more rapidly you can get a jump on the marketplace for your recycling business Hospitals, firms and even individuals just want to get rid of useless things. Instance of what not to do: You could apply for a business license and get a UBI number. You have written many business articles and this is fantastic one particular in the series.

Get your business moving, the Little Business Bus is now touring Victoria bringing expert suggestions and business assistance to you. AS the business repays the loan the payment is divided and shares paid into the squareholders account. He was previously Director of Investigation at the Reuters Institute and a research fellow at Green Templeton College, Oxford, He also holds faculty posts at IESE Business College in New York, Tampere University, Finland, University of Canberra, Australia, and the Center for Media Management and Economics, Tsinghua University, China. In addition, the UN Committee on Economic, Social and Cultural Rights published a draft Common Comment on state obligations below the UN Covenant … Read More ...

Digital ad market on mend as Meta, Alphabet, Snap show faster growth

A view of Google Headquarters in Mountain View, California, United States on March 23, 2024. 

Tayfun Coskun | Anadolu | Getty Images

Advertising is so back.

After a brutal 2022, when brands reeled in spending to cope with inflation, and a 2023 defined by layoffs and cost cuts, the top digital advertising companies have started growing again at a healthy clip.

Meta, Snap and Google all reported first-quarter results this week, with revenue growth that exceeded analysts estimates and at rates not seen in at least two years. Their financials were primarily driven by improvements across their ad businesses.

The companies entered earnings season in a favorable position in that their numbers would be comparable to historically weak periods. But investors and analysts were cautious in their expectations, given the political and economic instability in various markets across the globe and the ongoing challenges posed by high consumer prices.

Meta, which was the first in the group to report results, put some fears to rest on Wednesday, showing a 27% jump in first-quarter revenue to $36.5 billion. For the Facebook parent, it was the strongest rate of expansion since 2021.

“When Meta was in its dark days two years ago, the company knew what they had to do to get back on track,” analysts at Bernstein wrote in a note after the earnings report. “To their credit, Meta defended the core.”

That dark era was defined by the combination of macroeconomic challenges and Apple’s iOS privacy change, which made it harder for social media companies to target users with ads. Meta lost two-thirds of its value in 2022 and was forced to dramatically cut headcount.

A smartphone is displaying Facebook with the Meta icon visible in the background.

Jonathan Raa | Nurphoto | Getty Images

Meta responded by rebuilding

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Fedeli announces financial boost for local business centre

‘These programs have proven to provide valuable training, resources, connections, and mentorship to participants and help to ensure the small business owners are set up for success’

Some good financial news is coming for the Business Centre Nipissing Parry Sound. 

On Monday, the provincial government announced it is investing an additional $50,000 towards the Business Centre Nipissing Parry Sound on top of its base funding allocation of $159,500 for the 2024 year, for a total allocation of $209,500.

“Our local Small Business Enterprise Centre offers entrepreneurs all the tools they need to start and grow their businesses,” said MPP Vic Fedeli in a release. 

“This additional funding will allow our local business centre to expand services such as business consultations, seminars, workshops, mentorship and training, as well as micro-grants through the Summer Company and Starter Company Plus programs.”

Jennifer Nickerson, manager of the Business Centre Nipissing Parry Sound is thrilled to receive the additional support. She says it will be utilized to further reach students and new entrepreneurs through the Centre’s Starter Company Plus Program and Summer Company Program. 

“These programs have proven to provide valuable training, resources, connections, and mentorship to participants and help to ensure the small business owners are set up for success,” said Nickerson in a release.  

“Participants represent a wide variety of industries, but all have a common desire to launch or grow a viable business that contributes to our local communities. The additional grant funds will allow our centre to accept more entrepreneurs into our programs and enhance the training and mentorship our centre provides.” 

Nickerson adds that several of the participants from our Summer Company Program have continued their business operations throughout their time in school and after graduation, turned their businesses into full-time ventures.

“Over the years, many of our Starter Company

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Scotland’s best workplaces crowned at BCO Awards

SCOTLAND’S most outstanding workplaces have been announced, with British Council for Offices’ Awards going to six office buildings across the country. 

Held at the Grand Central Hotel, Glasgow, on 26 April, the BCO’s annual Scottish Awards Lunch recognised projects that demonstrate best practice in office design, fit-out, operation and sustainability, setting the standard for excellence across the sector.

The winners of this year’s competition in Scotland stand out for their unparalleled drive to set new sustainability benchmarks, as well as for ensuring occupiers and local communities are at the heart of each development.

In its second year, the ESG Award continues to celebrate the achievements of offices that excel in responding to the sector’s changing environmental, social and governance needs.

The BCO Regional Award winners for Scotland are:

  • The National Manufacturing Institute Scotland (NMIS), Renfrew (Corporate Workplace)
  • 1 New Park Square, Edinburgh (Commercial Workplace)
  • Deloitte, Edinburgh (Fit-out of Workplace)
  • Statkraft, The Garment Factory, Glasgow (Projects up to 2,500m2)
  • Eastworks, Glasgow (Refurbished/Recycled)
  • The National Manufacturing Institute Scotland (NMIS), Renfrew (ESG)

The annual Chair’s Award for an outstanding contribution to the property industry in the region, was presented to Graeme Bone, MD of Drum Property Group.

The National Manufacturing Institute Scotland, Renfrew, was presented with not only the coveted ‘Corporate Workplace’ but also the award for ESG. Built for the University of Strathclyde and designed by HLM Architects, the judges were hugely impressed that it sets a new standard in environmental and energy achievements, earning BREEAM ‘outstanding’. A pivotal anchor for future development, NMIS is attracting global manufacturers as well as bridging small innovative businesses with larger organisations in an inspiring collaborative space.  Its commitment to sustainability, innovation and industry collaboration is quickly establishing NMIS as a beacon of excellence.

Parabola’s ‘1 New Park Square’, Edinburgh, designed by Allford Hall Monaghan Morris,

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The Pitch: Advertising and marketing news for 4.30.24



Owen Design Co. developed a campaign supporting client Har-Tru’s sponsorship of this year’s WTA Credit One Charleston tennis tournament. The multi-channel campaign for the Virginia-based tennis equipment supplier included a national TV commercial, in-stadium motion graphics, digital court displays, court banners, an event space with engagement activities, souvenir items, and social media ads.

Owen collaborated with Alice Blue to create the TV spot, which aired on Tennis Channel throughout the tournament. Event materials were designed in conjunction with Richmond artist Mickael Broth, who created a digital mural for the tournament.



The Martin Agency released a campaign for UPS in tandem with the shipping company’s sponsorship of this year’s Masters golf tournament. The campaign includes a 45-second spot highlighting a small business that impacts a community of golfers. The “Two Dreams” spot is the latest iteration of UPS’s “Be Unstoppable” brand platform.

Addison Clark was hired by Hope Springs Marina in Stafford County. The agency is providing website support, social media marketing and ongoing digital advertising.

Wildfire sponsored the Ad Club at VCU’s Robertson Rush this month. The agency participated in the weekend-long creative sprint in which students compete on teams to respond to a client brief, develop a creative campaign and pitch their executions to a panel of industry professionals.

BrandcenterRecruiter1 McNairEvans

Recruiters meet with students at their personalized stations during last week’s recruiter session at the Brandcenter. (McNair Evans photo)

VCU Brandcenter held its annual recruiter session last week. The two-day event saw nearly 100 recruiters from various agencies and companies participate in-person or virtually to connect with this year’s 70 prospective graduates.

New recruiters this year included CoStar Group, Disney, Peloton, Snap and SoFi. Local participants included CoStar, Brand Federation, CarMax, Familiar Creatures, Sylvain, Martin Agency, Ukrop’s, and Arts &

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The Sherwin-Williams Company Reports 2024 First Quarter Financial Results

  • Consolidated net sales decreased 1.4% in the quarter to $5.37 billion
    • Net sales from stores in the Paint Stores Group open more than twelve calendar months were approximately flat in the quarter
  • Diluted net income per share increased 7.1% to $1.97 per share in the quarter compared to $1.84 per share in the first quarter 2023
    • Adjusted diluted net income per share increased 6.4% to $2.17 per share in the quarter compared to $2.04 per share in the first quarter 2023
  • Earnings Before Interest, Taxes, Depreciation and Amortization (EBITDA) in the quarter increased 2.0% to $896.2 million, or 16.7% of net sales
  • Reaffirming full year 2024 diluted net income per share guidance in the range of $10.05 to $10.55 per share, including acquisition-related amortization expense of $0.80 per share
    • Reaffirming full year 2024 adjusted diluted net income per share guidance in the range of $10.85 to $11.35 per share

CEO REMARKS

“In what is a seasonally smaller first quarter and with continued demand choppiness in several end markets, Sherwin-Williams delivered consolidated sales within our guided range, gross margin expansion and diluted earnings per share and EBITDA growth,” said President and Chief Executive Officer, Heidi G. Petz. “We also continued to execute our capital allocation strategy by investing $546 million in share repurchases and increasing our dividend 18.2% in the quarter.

“Paint Stores Group sales were up slightly against a strong double-digit comparison, driven by a modest contribution from our February 1 price increase which will reach greater realization in the second quarter. Our recent growth investments helped drive above-market growth in Residential Repaint. Commercial and Protective & Marine sales also grew. New Residential sales were down as anticipated, though we are seeing momentum with our homebuilder customers. Delayed capex projects impacted Property Maintenance sales. In Consumer Brands Group,

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Digiday+ Research: A guide to ad-supported streaming services, from the top platforms to marketing spend

This is the first installment of a two-part series on the top ad-supported streaming services. This report provides an overview of the platforms’ offerings and an analysis of how brands and agencies distribute their ad budgets and ad placements across platforms. Topics covered include:

The second installment will dive into the results of Digiday’s recent survey of brands and agencies to analyze how advertisers’ preferences for ad options, ad targeting and ad campaign measurement match up to the platforms’ offerings. We’ll also examine challenges marketers face on the platforms and provide a guide to which platforms are right for key advertiser needs.

Streaming video continues to gain steam over linear TV, as Americans are tuning in to streaming platforms in record numbers. Streaming services accounted for 38.7% of total U.S. TV usage in July 2023, according to Nielsen — a new record high for the category. Just a year prior, streaming claimed the largest share of U.S. TV viewing for the first time

Meanwhile, cable and broadcast usage fell below 50% in July 2023 in terms of total share among U.S. viewers, Nielsen reported. Total broadcast viewing was down 3.6% to finish the month at 20% of TV, representing a new low. Cable viewing lost a full share point to capture 29.6% of TV usage in July.

What’s more, Americans have been adopting ad-supported streaming services at a faster rate than purely subscription-based options: The number of CTV households streaming ad-supported streaming services reached 83.7 million, a 17% increase from May 2021 to May 2023, while households streaming non-ad-supported services reached 81.1 million, a 9% increase, according to Comscore’s 2023 State of Streaming report.

“Even though streaming viewership continually increases, it is not cannibalizing linear but rather casting a wider net of fans for our advertisers to build

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Allianz Partners achieves record financial results in 2023



Allianz Partners achieves record financial results in 2023 | Insurance Business America















Report details segment-wide growth

Allianz Partners achieves record financial results in 2023

Insurance News

By
Roxanne Libatique

Allianz Partners, a major global insurance and assistance provider, has disclosed its financial outcomes for the year 2023, setting new records for revenue and operational profit.

Performance of Allianz Partners’ health segment

In the health business segment, revenues surged by 23.4% to reach 2.959 billion euros. This growth was propelled by organic expansion, increased engagement in the small and mid-size enterprise (SME) sector, and forging new alliances with local insurance entities.

A significant role in this growth was played by the enhancement of the digital health services through the Lumi health ecosystem, which served over a million users in the past year.

Performance of Allianz Partners’ travel insurance segment

The travel insurance division reported an 8.0% increase in revenues, totalling 3.297 billion euros. The resurgence of travel activities in the Asia-Pacific region, particularly following the lifting of travel restrictions in Australia and New Zealand, contributed to this rise.

Additionally, sustained advancements in North America and Europe helped bolster the segment’s performance. The recent introduction of the allyz mobile app marked a significant stride in the company’s digital outreach.

Performance of Allianz Partners’ mobility and assistance segment

The mobility & assistance segment showed a revenue increase of 11.2%, amounting to 2.902 billion euros. This was led by the robust performance of the roadside assistance and home businesses across Europe and Latin America.

Despite stability in the mobile device and digital risk (MDDR) business, remarkable growth was noted in markets such as India, Spain, and France.

Allianz Partners businesses’ growth in 2023

CEO Tomas Kunzmann reflected on the year’s achievements, noting significant strides in all key business areas, including travel, health,

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The power of organizational health

For decades we’ve seen companies’ fortunes rise and fall based on their ability to react to, and recover quickly from, geopolitical shocks, technological advances, economic uncertainty, competitors’ bold moves, and other disruptions. Amid this volatility, which these days is accelerating rather than abating, many have a hard time staying the course. But some continue to survive and thrive despite the challenges. Why do these companies manage to succeed, year after year—operationally, financially, and otherwise—while others don’t?

Twenty-plus years of proprietary McKinsey research tells us that one of the main reasons is organizational health.

Organizational health refers to how effectively leaders “run the place”—that is, how they make decisions, allocate resources, operate day to day, and lead their teams with the goal of delivering high performance, both near term and over time. Organizational health comprises three elements: how well the entire organization rallies around a common vision and strategy, how well the organization executes its strategy, and how well the organization innovates and renews itself over time.

Our latest research on the topic reiterates the degree to which organizational health is not just nice to have; it’s required for sustained performance and organizational success. McKinsey’s Organizational Health Index (OHI) continues to show, for instance, that, over the long term, healthy organizations deliver three times the total shareholder returns (TSR) of unhealthy organizations, regardless of industry. Other findings point to greater resilience and higher financial performance in healthy organizations, even as the world around them has become that much more complicated (see sidebar, “What is the Organizational Health Index?”).

In this article, we look at the latest OHI results and highlight a few of the more compelling insights that the index reveals about leadership, data and technology, and talent management. We also identify several principles for building or maintaining organizational health over

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BTS of Tesla’s Short-Lived Ad Team

As Tesla‘s sales slide, insiders say the automaker left creative ideas on the cutting-room floor without allowing its nascent marketing team to launch its first significant marketing campaign.

Investors were enthusiastic when founder and CEO Elon Musk declared that the business was set to “give advertising a go,” having eschewed it for 20 years. However, 10 months on, the 40-person “global growth” team tasked with delivering on this has been laid off, with former staffers sharing that none of the campaigns they had been working on saw the light of day.

Greg Costanzo, a senior production manager who joined the team in late February 2024, wrote on LinkedIn that people were laid off before “any real creative work or campaigns of our own went live.”

“Although I am disappointed, it was the most gratifying, challenging and invigorating two months of my career,” he added.

A source with knowledge of the matter told ADWEEK that a bigger creative strategy was in the works; the team didn’t get a proper shot at it. The group was still establishing processes and on the brink of shooting its first significant work when the plug was pulled.

Navjeet Gill, a senior performance manager at the brand until this week, wrote on LinkedIn that he was one of the founding members who spearheaded Tesla’s advertising efforts in North America.

“I was described as a ‘one-man marketing team’ since I was responsible for developing strategy and executing marketing campaigns,” he said.

“Since these initial days, the team had grown with world-class talent [who were] developing full-funnel marketing campaigns. Unfortunately, the team was laid off before any of these campaigns were launched,” Gill continued.

But Musk, it seemed, had grown impatient with the early marketing efforts. Confirming Tesla’s decision to axe the department, Musk took to X with

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Can You Get A Business Credit Card Without A Business?

Key takeaways

  • It is possible to get a business credit card without owning a business if you earn money independently, such as through freelance writing or driving for rideshare apps.
  • Typically, on your business card application, you can list yourself as the sole proprietor in the business tax identification number section. Further, you can list your Social Security Number rather than a tax ID number.
  • Some card applications may require you to mail in additional documents for approval, such as income information.

Business credit cards offer some unique perks you can’t always get with personal credit cards, including bigger sign-up bonuses and specialized rewards categories. But are you eligible if you work for yourself as an independent contractor or freelancer, or if you have an occasional side hustle?

In most cases, the answer is yes. To be approved for a business credit card you just need to be earning some money independently. Here’s what you need to know about applying for a business credit card when you don’t have a traditional business:

Qualifying work for a business credit card

You may be more of an entrepreneur than you think. Any income-producing endeavor can be considered a legitimate business for a business credit card. Just a few examples of common nontraditional ventures include:

  • Running a dog-walking business in your neighborhood
  • Buying and selling on eBay
  • Working as a virtual assistant
  • Driving for ridesharing apps like Uber or Lyft
  • Owning and leasing rental properties
  • Delivering food with app-based companies like DoorDash or Grubhub
  • Tutoring kids in person or online
  • Buying and selling antiques
  • Independent consulting work
  • Selling homemade items at markets or online (such as on Etsy or Facebook Marketplace)
  • Working as an entertainer
  • Freelance writing and editing
  • Building websites
  • Managing social media sites

In short, if you earn money from the

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